Obamacare and the HHS mandate are upon us. Companies will begin implementing them in their health insurance plan, and no doubt that includes the company I work for. So I’ve been looking for an alternative.
Unfortunately, as of just a few months ago, there were no Catholic alternatives. So I was talking with Protestant medical sharing programs like MediShare. But the great news is that a Catholic health share organization is starting: Solidarity Health Share.
They are in the initial phases and need to know that enough Catholics will sign up and join the sharing program, so please head over there and put in your email address to show your interest and so you can be informed of their progress.
From my research, these sharing programs are not insurance per se. But they operate in a similar way, where you pay a monthly amount (a premium but it’s not called that), have a deductible (but it’s not called that) and a certain out-of-pocket maximum per family per year. The Protestant ones require you to abide by certain rules: no tobacco, moderate alcohol, no drugs, etc. The Catholic one will probably be less restrictive regarding tobacco I would guess, but I do hope that some rules are put in place because that helps ensure program members are living health lifestyles.
The good thing is, these medical sharing programs are able to bargain like an insurance company and get provider discounts for medical costs. As our $114,000 hospital bill showed us, that’s essential in this insane health care system. (Our bill was reduced by $106,000 or so by an insurance provider “discount.”)
Solidarity Health Share looks really promising. I hope that it will launch, and if it does we will be joining it immediately. We may even donate ahead of time to help them get it off the ground. Pray about it and consider joining as well!